Estimate proceeds after commission, concessions, closing costs, taxes, payoffs, and proration.
Seller Net
Seller Net Proceeds Calculator for Real Estate Agents.
Estimate what a seller may receive after commissions, concessions, transfer taxes, closing costs, mortgage and HELOC payoffs, and optional property-tax proration.
The browser calculator runs locally with editable example assumptions. Kora adds branded seller net sheets for listing appointments and offer-by-offer reviews.
Free browser calculator
Estimate seller net proceeds.
The prefilled values are an editable example. Commissions are negotiable, and entered values stay in this browser.
Formula and definitions
Know what the result includes.
Estimated net proceeds = sale price - commissions - concessions - transfer tax - title, escrow, and other closing costs - mortgage and HELOC payoffs - applicable property-tax proration.
- Commission
- Listing-side and buyer-side percentages applied to the estimated sale price. Commissions are negotiable.
- Seller concessions
- An amount or percentage the seller may contribute toward buyer or transaction costs.
- Payoffs
- Outstanding mortgage and HELOC balances expected to be paid from closing proceeds.
- Tax proration
- An optional estimate of the seller's share of annual property tax through the closing date.
Editable worked example
Start with an example, then replace every assumption.
The editable example starts with a $550,000 sale price, separate 3% listing-side and buyer-side commission assumptions, a 1% concession, estimated transfer tax and closing costs, and a $350,000 mortgage payoff. Every term can be changed.
The result panel updates as the inputs change. Prefilled figures are not recommendations, current rates, market data, or a promise of transaction results.
Agent workflow
Use the estimate without losing the assumptions.
- 1Build a listing scenario
Enter a likely sale price, negotiated commissions, estimated costs, and current payoff information.
- 2Compare offers on net
Change price and concession assumptions to compare the seller's estimated proceeds, not just the headline offer.
- 3Send a branded follow-up
Use Kora on iPhone or iPad to create a branded PDF or PNG summary after reviewing the assumptions.
From estimate to follow-up
Create a branded PDF or PNG in Kora.
The free web calculator handles the estimate. Kora for iPhone and iPad keeps all eight calculators together and turns supported results into branded Portrait, Landscape, or Square summaries.
Important limitations
An estimate is a starting point.
This is a national U.S. estimate. Real estate commissions are negotiable. Transfer taxes, title and escrow charges, payoff amounts, property-tax treatment, settlement fees, and local requirements vary by transaction and jurisdiction.
What this helps with
Seller Net in Kora.
Kora keeps this task connected to the calculations, assumptions, and branded follow-up agents commonly need next.
Compare offer-by-offer net proceeds without rebuilding a spreadsheet.
Share a branded seller net sheet as PDF or PNG.
For real estate agents
Bring a clearer net estimate into listing and offer conversations.
Seller Net helps agents walk through sale price, commissions, concessions, payoffs, taxes, proration, and closing costs without hiding the assumptions behind a single final number.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
FAQ
Seller Net FAQ
Quick answers before you download.
It estimates proceeds after commissions, concessions, transfer tax, title and other closing costs, mortgage and HELOC payoffs, optional tax proration, and related debits.
No. Real estate commissions are negotiable. Enter the commission terms that apply to the scenario.
Yes. Change the sale price, concession, and cost assumptions to compare estimated net proceeds for each offer.
No. It is an estimate for planning and client conversations. Final numbers can vary by transaction and local requirements.
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These Kora pages cover the calculations and agent workflows most likely to follow this one.
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Download Kora
Keep the complete calculator workspace on iPhone and iPad.
Kora 1.5 is free on the App Store and includes eight calculators plus branded PDF and PNG summaries.
