Review purchase, finance, income, vacancy, expenses, reserves, and final return metrics.
Rental Performance
Rental Property Analysis Calculator.
Estimate rental cash flow, NOI, cap rate, DSCR, cash-on-cash return, gross rent multiplier, and cash invested from editable financing, income, vacancy, and expense assumptions.
The browser calculator runs locally for a disciplined first pass. Kora on iPhone and iPad adds branded Rental Performance summaries for investor conversations.
Free browser calculator
Run a rental property first pass.
The prefilled values are an editable example. Results stay in this browser and do not guarantee investment performance.
Formula and definitions
Know what the result includes.
NOI = effective gross income - operating expenses. Annual cash flow = NOI - annual debt service. Cap rate = NOI / purchase price. Cash-on-cash return = annual cash flow / cash invested.
- Effective gross income
- Scheduled rent plus other income, reduced by the vacancy assumption.
- NOI
- Annual effective gross income minus annual operating expenses, before loan payments.
- DSCR
- Net operating income divided by annual debt service.
- Cash invested
- Down payment, closing costs, and initial repairs entered for the scenario.
Editable worked example
Start with an example, then replace every assumption.
The editable example starts with a $400,000 purchase price, 20% down payment, 6.75% example rate, $2,800 monthly rent, $150 other monthly income, and a 5% vacancy assumption. Replace each value with property-specific evidence.
The result panel updates as the inputs change. Prefilled figures are not recommendations, current rates, market data, or a promise of transaction results.
Agent workflow
Use the estimate without losing the assumptions.
- 1Enter the acquisition and financing
Use the expected purchase price, down payment, rate, term, closing costs, and initial repairs.
- 2Use realistic operating assumptions
Enter rent, vacancy, taxes, insurance, management, maintenance, capital reserves, utilities, and other costs.
- 3Treat the output as a first pass
Compare cash flow and return metrics, then complete deeper due diligence before making an investment decision.
From estimate to follow-up
Create a branded PDF or PNG in Kora.
The free web calculator handles the estimate. Kora for iPhone and iPad keeps all eight calculators together and turns supported results into branded Portrait, Landscape, or Square summaries.
Important limitations
An estimate is a starting point.
Rental returns are not guaranteed. Rent, vacancy, repairs, capital expenditures, management, insurance, taxes, financing, local regulation, and property condition can change actual results. This calculator is not investment, tax, lending, or legal advice.
What this helps with
Rental Performance in Kora.
Kora keeps this task connected to the calculations, assumptions, and branded follow-up agents commonly need next.
Estimate annual cash flow, NOI, cap rate, DSCR, cash-on-cash return, and GRM.
Share a branded Rental Performance summary.
For real estate agents
Give an investor conversation a disciplined first pass.
Rental Performance keeps acquisition, financing, income, vacancy, expenses, reserves, and return metrics together so an agent can frame the next questions before deeper underwriting.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
FAQ
Rental Performance FAQ
Quick answers before you download.
Kora includes cash flow, cap rate, DSCR, NOI, annual cash flow, cash-on-cash return, and GRM.
Use property taxes, insurance, HOA, utilities paid by the owner, management, repairs, capital reserves, and other recurring operating costs that apply to the property.
No. It provides estimates from the assumptions entered. Actual income, expenses, financing, vacancy, repairs, and market conditions can differ.
No. Kora provides estimates for planning and client conversations, not legal, tax, financing, or investment advice.
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Open guideBranded ExportsMove from a quick estimate to a polished PDF or PNG summary using your agent or brokerage details, logo, headshot, contact information, and colors.
Open guide
Download Kora
Keep the complete calculator workspace on iPhone and iPad.
Kora 1.5 is free on the App Store and includes eight calculators plus branded PDF and PNG summaries.
