Review income, debt, front-end ratio, back-end ratio, loan basics, and carry costs.
Affordability
Home Affordability Calculator for Buyer Conversations.
Estimate max purchase price, loan amount, down payment, and total PITI before the conversation moves forward.
Kora helps agents turn income, debts, ratios, and carrying-cost assumptions into a clear buyer budget conversation.
What this helps with
Affordability in Kora.
Kora keeps this task connected to the calculations, assumptions, and branded follow-up agents commonly need next.
Estimate max purchase price, loan amount, down payment, and total PITI.
Share a branded affordability summary.
For real estate agents
Turn a broad affordability question into visible assumptions.
Kora brings income, debts, ratios, down payment, rate, taxes, insurance, HOA, PMI, and term together for a buyer-budget conversation that still leaves final approval to qualified lenders.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
Keep assumptions visible, review the estimate, and verify final transaction details with the appropriate professionals.
FAQ
Affordability FAQ
Quick answers before you download.
It estimates max purchase price, loan amount, down payment, total PITI, income ratios, and buyer budget context.
No. Kora is for estimates and conversations. Buyers should verify final numbers with qualified professionals and lenders.
Related calculations
Keep the next question close.
These Kora pages cover the calculations and agent workflows most likely to follow this one.
Mortgage Calculator
Enter a purchase price, down payment, interest rate, term, taxes, insurance, HOA, and optional PMI and costs to estimate monthly payment and cash to close.
Open guideCash to CloseEstimate the buyer-side cash needed at closing while mortgage payment context stays visible.
Open guideRefinanceCompare current loan versus refi offer, payment change, break-even timing, costs, and interest context.
Open guideSeller NetEstimate what a seller may receive after commissions, concessions, transfer taxes, closing costs, mortgage and HELOC payoffs, and optional property-tax proration.
Open guide
Download Kora
Keep the complete calculator workspace on iPhone and iPad.
Kora 1.5 is free on the App Store and includes eight calculators plus branded PDF and PNG summaries.
