Calculator guide · available in the app
Know what needs to be at the closing table.
The down payment is a starting point—not the entire amount needed to close.
Understand down payment, closing costs, prepaid items, credits, and cash-to-close estimates alongside Kora’s mortgage calculator.
Available now on iPhone, iPad, and native Mac. Free download; advanced workflows require Kora Intelligence.
How the estimate works
Cash to close: the useful part, explained.
Estimated cash to close = down payment + closing/prepaid costs − applicable deposits and credits
The final figure depends on the lender and transaction. Use actual estimates for fees, prepaid items, escrow funding, deposits, and allowable credits; do not assume this simplified formula covers every settlement line.
A worked example.
Illustration: $60,000 down payment plus $9,000 estimated closing/prepaid costs minus $5,000 already paid and $2,000 applicable credits gives $62,000 remaining cash to close.
Illustrative planning example only. Not a quote, appraisal, commitment, or prediction.
Keep the assumptions in view.
- A deposit already paid should not be counted as new cash twice.
- Not every credit can cover every charge.
- Final terms belong in lender and closing documents.
Take the calculation into the property work.
Keep the assumptions clear, add your branding, and give the next conversation something useful to start from.
Available now on iPhone, iPad, and native Mac. Free download; advanced workflows require Kora Intelligence.
A few useful answers
Before the next step.
What does the Cash to close page provide?
An explanation, a worked example, and the native Kora app workflow. This page does not contain a live browser calculator.
Are these current rates or transaction terms?
No. Worked examples and prefilled values are illustrative assumptions. Use terms appropriate to your scenario and verify the result with the relevant professional.
Can I keep a branded summary in Kora?
Kora supports branded calculator summaries. Advanced Property Room reports are part of the separate room workflow; check the availability notice and current App Store release.